BUSINESS AFFAIRS : HUMAN RESOURCES : THE HR : NOVEMBER 2001 : WHAT YOU SHOULD KNOW...

The HR

What You Should Know About Your Vision Plan

If you (or your family member) are enrolled in the Superior Vision Care Plan, the following services are covered by your insured benefit plan.

Benefits

In-Network

Out-of-Network

Comprehensive Exam 
by Ophthalmologist (MD)
or Optometrist (OD)

$35 Co-payment

 Up to $42.00

Standard Lenses (per pair)
Single Vision
Bifocal
Trifocal
Lenticular

Covered in Full
Covered in Full
Covered in Full
Covered in Full

Up to $32.00
Up to $46.00
Up to $61.00
Up to $84.00

Contact Lenses (per pair)
Medically Necessary
Cosmetic-Elective

Covered in Full
Up to $95.00

Up to $210.00
Up to $95.00

Frames-Standard

Up to $140.00

Up to $53.00

Discount benefit

To use the discount benefit you must present your ID card to the in-network provider.  This will verify your eligibility (or your family member) as a Superior Vision Plan member.  Discounts are calculated from the providers standard retail prices.  Other discounts or coupons do not apply.

Lens upgrades and add-ons to your insured benefit. 20% Discount
Any added cost to you over your C/L allowance 10% Discount
C/L purchases in addition to your insured benefit 10% Discount
Additional pairs of prescription lenses and frames. 20% Discount
Non-prescription sunglasses. 20% Discount
Miscellaneous items, such as eyeglass cases. 20% Discount

Discounts do not apply to your insured eyeframe benefit and are not applicable to the $95 contact lens allowance.  Discounts do not apply when prohibited from the manufacturer.

Important Tips

  • Contact lenses are covered in lieu of eyeglass lenses and frames benefit. 

  • Comprehensive exam, lenses, frames, and contact lenses are covered once a plan year.

  • You must go to a provider that is in the network unless you call the plan administrator and receive prior approval to go to a non-network provider. 

  • If you go to a non-network provider, the benefit you receive will be less.


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